Credit Manager

Alexander Daniels Credit Division are excited to be recruiting for a Credit Manager on behalf of a leading business based in Aldridge on a full-time, permanent basis. As Credit Manager, you will be responsible for a team of 6 credit controllers to ensue effective credit control, credit risk management and cash allocation.

We are looking for an experienced credit manager who is a strong people manager but also has experience and knowledge of reviewing, improving, and implementing processes and policies.

This position would be well-suited to a Credit Manager who has credit control experience within the construction sector

As the Credit Manager, you’ll primarily be responsible for:

• Line management of the credit control team of six staff

• Ensure regional management adheres to company policies and procedures for debt administration and collection.
• Set and regularly review credit limits and ratings based on third-party evidence, current trading levels, and past experience.
• Obtain credit insurance when necessary.
• Ensure timely production of all sales documents.
• Generate month-end reports and direct debit targets within the designated period.
• Correctly post and allocate all payment receipts.
• Assist regional managers and credit controllers in meeting debtor day targets.
• Inform the finance director and regional manager about high-risk or over-trading customers and recommend appropriate actions.
• Manage relationships with external solicitors and oversee the issuance of legal proceedings, working with appointed receivers/administrators as needed.
• Negotiate initial Credit Reference and Credit Insurance contracts.
• Comply with all company health, safety, environment, and sustainability requirements.

The ideal candidate

We are looking for someone to:

• Ideally CICM qualified or studying
• At least 5 years of people management within a credit control environment
• Strong understanding of credit insurance and credit risk analysis
• Good excel skills
• Strong communicator that can build and maintain relationships with stakeholders at all levels
• Ability to demonstrate experience of reviewing, improving and implementing credit control policies
• Experience within construction sector (Desirable)

What’s on offer

On top of the basic salary with this position (£45k plus £6k car allowance) depending on experienced, you can expect:

• 15% bonus
• private healthcare
• private pension contributions
• Ongoing support and development
• 33 days annual leave, including bank holidays
• fantastic working environment and excellent opportunities to influence strategic direction of the company